Category: Personal Finance
Jan 16, 2017 Personal Finance
Learning From Your Situation
While it might be hard to look at your current situation with a positive attitude there is a good opportunity for you to learn from this and ensure that it doesn't happen again. By following positive steps towards reducing your…
Jan 15, 2017 Personal Finance
Keeping A Place To Live
It can be very frightening to get an eviction notice or to find that the bank is going to foreclose on your house mortgage. Having a roof over your head is one of the essential requirements that you expect to…
Jan 14, 2017 Personal Finance
Income And Spending
Gathering the information necessary to compare your income with your spending can be quite eye opening for most people. By doing this over the period of the last year you will get a better understanding of where your money has…
Jan 13, 2017 Personal Finance
Improving Your Credit Rating
Once you have paid back your outstanding debts you can concentrate on rebuilding your credit rating. Although you can't do anything about the bad history that you have and the fact that previous debt problems will show on your credit…
Jan 12, 2017 Personal Finance
Improving Your Credit History
Improving your credit history is basically about doing the opposite to that which caused you to get a bad credit history in the first place. You got a bad credit history by not making good the debt that you owed…
Jan 11, 2017 Personal Finance
Ignoring Your Debts
Ignoring your debts won't make them go away. As much as you would like to think of something else you cannot address the situation without facing it. If you put your head in the sand then someone is going to…
Jan 10, 2017 Personal Finance
High Risk Loans
It is often tempting to get a loan from a non-traditional lender such as a bank or a reputable finance company when you are having trouble paying off your debts. Usually these lenders will use your house, car or other…
Jan 09, 2017 Personal Finance
Health And Welfare
It's common knowledge that the people who suffer the most from ill health and the inability to take sufficient care of their health and welfare are those people who are in debt and don't have sufficient income to see their…
Jan 08, 2017 Personal Finance
Handling Your Creditors
What is the best way of handling your creditors? You will need to look at things from their point of view to understand the way that they will react to the fact that you haven't paid your account. They have…
Jan 07, 2017 Personal Finance
Handling The Stress
There's no doubt about the fact that being in financial difficulty is one of the most stressful things that you will need to handle in your life. How you handle the stress will determine how well you come out of…
Jan 06, 2017 Personal Finance
Habits And How You Got There
The situations we find ourselves in and in particular where this involves financial difficulty are often caused by the habits that we have. Humans are habitual beings and most actions in our life are caused by the habits that we…
Jan 05, 2017 Personal Finance
Getting The Best Advice
You need to get the best advice to make the right decisions with anything in life and getting good debt management advice is of the utmost importance because it can have such a huge impact on your life now and…
Jan 04, 2017 Personal Finance
Focus And Progress
Focus is something that not a lot of people are good at. How often do you start something and then before you are finished you're thinking about something else or changing your mind about whether you should finish or not?…
Jan 03, 2017 Personal Finance
Determining What Your Current Debt Is
The very first thing that you need to do to address your current financial position and reduce and eliminate your debt is to determine exactly what your current debt is. Now this might seem very obvious and when you ask…