Feb 13, 2017 Personal Finance

Which Debts Need Paying First

The debts that need paying first are the ones that will cause you the most grief if left unpaid. It goes without saying that taxes are at the top of the priority list as the IRS has more powers than…

Feb 12, 2017 Personal Finance

What To Do With A Budget Surplus

Where there is a budget surplus you should apply those funds towards clearing the debt that you are paying the highest rates of interest on. Where you have accounts that offer a discount for early payment you should also take…

Feb 11, 2017 Personal Finance

Wants And Needs

Now this is the area that gets most people in financial difficulty in the first place. There is a huge difference between wants and needs and if you honestly look at your financial position and consider how you have built…

Feb 10, 2017 Personal Finance

Understanding Why You Spend

We all have reasons why we spend and aside from the necessities in life many of us love to spend for various different emotional reasons. Just as some people 'reward' themselves or find comfort in chocolate there are many more…

Feb 09, 2017 Personal Finance

Understanding Debt Better

Not all debt is bad and while you might consider it to be so at the moment when all you can think about is the overwhelming amount of debt that you need to repay and the problems that it has…

Feb 08, 2017 Personal Finance

Trying To Get By Without A Budget

Don't even try to get by without a budget as you will be setting yourself up for failure. It's as simple as that. Without a budget you can't hope to have control over your finances as most people will find…

Feb 07, 2017 Personal Finance

Making The Right Moves When Debt Is Excessive

While the budget will help you to manage your debt and to begin eliminating outstanding debt if you have excessive amounts of debt then you are going to need to take a little more action to reduce the impact this…

Feb 06, 2017 Personal Finance

The Future

What will the future hold for you once you get over your debt and finally become financially free of the burden that has stressed you for so long and stopped you from sleeping at night? With your debt cleared, and…

Feb 05, 2017 Personal Finance

Take Time Out

You might feel like there is no time for you to rest and relax and you feel guilty about the fact that you do occasionally take a bit of time out. Here is the fact of the matter -- no…

Feb 04, 2017 Personal Finance

Take Care Of The Most Important Debts

You need to prioritize your debt repayment and ensure that the most important debts are taken care of first. The importance of the debt is determined by the impact that it can have on your life both now and in…

Feb 03, 2017 Personal Finance

Student Loan Debt

The percentage of people who are getting behind and defaulting on the repayments of their student loans has been steadily increasing over recent years. It can be very difficult when you finally graduate and find that you owe thousands of…

Feb 02, 2017 Personal Finance

Slashing Your Spending

The first step towards eliminating debt is to look at all areas of your spending and slash the items that aren't vitally necessary for your survival. You are in survival mode now so you need to think in that manner.…

Feb 01, 2017 Personal Finance

Automobile Debt

Along with credit cards automobile debt is one area that gets a lot of people in financial strife. Most people don't realize that one of the most profitable parts of the car dealership business is in the financing of the…

Jan 31, 2017 Personal Finance

Time Management

It is often said that the people who have the most time those who are the busiest simply because busy people tend to manage their time a lot better. Time is money and you need to manage your time as…