Category: | Personal Finance

Making More Money

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Besides reducing your spending and making the most of the money that you earn the other way that you can reduce debt faster is to make more money.

Whether you are self employed or work for a wage you should be looking at ways to work longer hours where possible to make more money. There are two opportunities to get ahead when doing this.

Firstly the increased income can go directly towards reducing debt and by doing that you will be reducing the interest you will be paying on that debt and secondly there is the added benefit of the fact that you be either too busy or too tired to spend money elsewhere.

Even if it is only for a short term the additional money that you will earn and can mark off against your debt can have a huge impact on the time that it will take you to reduce and eliminate your loans.

You might be able to refinance some of your loans for a shorter term by being able to make bigger monthly payments.

The additional money gives you more control to budget better and to make the most of discount opportunities and interest rebates for early repayments of loans.

If you are already working long hours and can’t possibly fit in an additional job or more hours at your current job them maybe it is time to start looking around for other employment that pays you more. There are always other opportunities and even a small increase in income might be all you need to get over the next hurdle.

Ask for a pay rise and you might be pleasantly surprised to find that you get one. You need to think in a manner that you have to survive and you should take the courage to do all that you can to get through your financial turmoil.

What is worse – The stress of debt or the fear of asking for a pay rise?

You need to take action right now and you can change your future. The benefits are too great to let opportunities go by without seeing if they are available.
When it comes to debt management there is no better time than right now to make proactive steps towards resolving your problems.

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