Category: | Personal Finance

Run Your Home Like A Business

Posted On Category: | Personal Finance

You need to run your home like a well oiled business. That is the only way that you will be able to get what you need with the income that you are earning and resources that you have available to you without increasing your debt. A business cannot run and survive for any length of […]

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Putting Things Into Perspective

Posted On Category: | Personal Finance

Sometimes the overwhelming size of your debt and the fact that it has gone on for so long makes it difficult for you to put things into perspective and handle the situation in a manner that is as stress free as possible and will result in an optimum solution. Now consider this for one moment […]

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Positive Thinking

Posted On Category: | Personal Finance

It might come as some surprise to you that you need to focus on positive thinking to get through periods of financial difficulty and to help you to turn around your financial situation where you have sufficient funds to cover your day to day expenditure without being constantly stressed. It is only natural that somebody […]

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Paying Overdue Taxes

Posted On Category: | Personal Finance

It is top priority to pay all your overdue taxes as soon as possible due to the compounding problems that occur. With penalties and interest on overdue taxes it doesn’t take long for the total to mount up where you will be paying more for those than the original amount outstanding. Federal taxes are one […]

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Once You Have Control Of Your Debt

Posted On Category: | Personal Finance

It is a great feeling to get on top of your debt and know that you are able to make all your payments each month and not have to worry about debt collectors or paying for your groceries but now is not the time to stop doing the things that have helped turn your life […]

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Missing Your Car Payments

Posted On Category: | Personal Finance

Missing your car payments can create all sorts of problems in many different areas. As most of us rely on a car to get us to work it is essential to make sure you have enough money set aside to make the payments and if your budget shows that this is placing too much of […]

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Medical Bills

Posted On Category: | Personal Finance

As one of the leading forms of consumer bankruptcy medical debt is a major problem that many people had to contend with. Even if you have health insurance there are quite often additional expenses when medical care is needed that can amount to quite a large sum of money. Unfortunately for those people who are […]

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Managing Past Due Mortgage

Posted On Category: | Personal Finance

Nothing damages your credit history more than a foreclosure so you will want to avoid it at all costs. Add to that the emotional strain of losing your most valuable asset and the time and effort that has gone into building your equity in your home and you can see why it is ranked as […]

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Managing Debt Collectors

Posted On Category: | Personal Finance

Debt collectors have a job to do and they are paid accordingly as a percentage of the amount of money that they recover from you. Obviously it is in their best interest to recover as much money as possible and many of them will resort to all sorts of tactics in order to extract funds […]

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Managing A Budget Deficit

Posted On Category: | Personal Finance

If your expenses are greater than your income then you have to contend with a budget deficit and there are only two ways you can deal with this. You can earn more money or you can spend less – it is as simple as that. Unfortunately it is easier said than done some of the […]

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Borrowing From Friends And Family

Posted On Category: | Personal Finance

There are many factors that you need to consider before borrowing from friends and family. First and foremost you need to discuss, with whoever you are borrowing from, your financial situation so they can make a decision whether or not to lend you money based on whether they are comfortable that you can repay them. […]

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Setting Goals

Posted On Category: | Personal Finance

The quickest way to achieve your goal of reducing and eliminating your debt is to actually set some goals in the first place. Unless you have a specific goal in mind then it is all too easy to drift and not focus on the task of reducing your debt. The best way to set goals […]

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Saving Money

Posted On Category: | Personal Finance

At some stage you will want to begin saving money to cover costs that will be occurring in the future, however until you have paid off your debt that is costing you money in interest and penalties it is not wise to save money. You need to reduce and eliminate your debt thereby cutting off […]

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Letting Others Know Of Your Situation

Posted On Category: | Personal Finance

Quite often it is better to let others know of your situation and while you might feel somewhat embarrassed to tell friends and family that you’ve fallen into financial difficulty you might be quite surprised to know that many of them have been in a similar situation in the past or are currently in the […]

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